What type of property are you looking to purchase?
The most common form of ownership in New Zealand
Typicaly an appartment or terraced house with a common area controlled by a body corporate.
You own the land with another person(s) and (Cross) lease the buildings to each other.
You own the building and pay ground rent as you lease the land from another.
Is the property already built?
Property reviews for all options are included as a standard part of our service. Please note that if the reviews show any problems with the property that stop the purchase process we will...
Would you like us to prepare the sale and purchase agreement?
If a real estate agent is involved they will usually prepare the sale and purhase agremeent for you. If you are purchasing a peoperty without a real estate agent then we recomend that we prepare this on your behalf.
Would you like us to review the LIM report?
A LIM is a summary for all the information the council knows about the property. It is important to have us review the LIM to check for any red flags such as:
Will you be taking over any existing tenants with the property?
Has the house got tennants currently renting the property who will continue to rent after the sale.
Who is purchasing the property?
Are you buying the property in your own name or with others.
Are you an incorporated company with directors and shareholders.
Are you a Trust with settlors, trustees, beneficiaries and have a trust deed.
Will you get a mortgage?
Is a guarantor required for your finance?
A guarantor is a person who agrees to be responsible for the mortgage if you are unable to continue making payments.
Will you take out Kiwisaver to put towards the propery?
KiwiSaver savings can only be put towards first home purchases. You must have been contributing to KiwiSaver for at least three years and are purchasing a house to live in.
Will you take out HomeStart grant?
If you're a first-time home buyer, or a previous home owner and you've been making regular KiwiSaver contributions for 3 - 5 years, you may be eligible for a First Home Grant through Kāinga Ora - Homes and Communities.
There are strict house price caps and income requirements. Contact Kāinga Ora - Homes and Communities.
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Property type: Freehold Property status: Land and Build Draft Sale & Purchase agreement: Yes LIM report review: Yes You will take over tenants: Yes
Taking out a mortgage: Yes
All prices include GST and Land Information New Zealand charges including the registration of the property into your name and registration of your mortgage fees (if applicable) and two record of title searches.
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