What type of property are you refinancing?
The most common form of ownership in New Zealand
Typicaly an appartment or terraced house with a common area controlled by a body corporate.
You own the land with another person(s) and (Cross) lease the buildings to each other.
You own the building and pay ground rent as you lease the land from another.
If a real estate agent is involved they will usually prepare the sale and purhase agremeent for you.
If you are purchasing a peoperty without a real estate agent then we recomend that we prepare this on your behalf.
Who is purchasing the property?
How many properties to be refinanced?
How many mortgages to be discharged?
Who will be your new lender?
Westpac, ANZ, TSB, PSIS, ASB, BNZ or similar.
Institutions other than a bank, credit union or building society who source their own funding and offer loan products to customers.
Is a guarantor required for your finance?
A guarantor is a person who agrees to be responsible
for the mortgage if you are unable to continue making payments.
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Property type: Freehold
Property status: Land and Build
Draft Sale & Purchase agreement: Yes
LIM report review: Yes
You will take over tenants: Yes
Taking out a mortgage: Yes
All prices include GST and Land Information New Zealand charges including the registration of the property into your name and registration of your mortgage fees (if applicable) and two record of title searches.